SAVE UP TO 25% WITH
Classic Multi Car Insurance, cover your entire collection with Heritage
Heritage arranges classic multi car insurance for collectors and enthusiasts who own more than one vehicle. Whether you need collector car insurance for an entire classic car collection, Heritage arranges classic multi car insurance for collectors and enthusiasts who own more than one vehicle. Whether you need collector car insurance for an entire classic car collection, cover for a mix of classic and modern vehicles, or multi vehicle insurance across different types, campervans, bikes, 4x4s and more, we bring everything under one policy with a single renewal date and a multi-vehicle discount of up to 25%.
WHAT IS MULTI CAR INSURANCE?
It’s a hassle-free policy which protects all your vehicles under a single insurance plan. Instead of having separate policies, multi car insurance consolidates them into one. That means every vehicle has the same renewal date, there’s less paperwork, and often discounts to be had.
Our flexible multi car insurance is specifically tailored for classic car collectors and those who own both classic and modern cars. You can get cover for an unlimited number of vehicles, up to five drivers insured and the option to protect a range of vehicle types, including cars, vans, motorbikes, motorhomes, and 4x4s.
WHY HERITAGE MULTI CAR INSURANCE?
As a specialist multi car insurance broker for classic and collector vehicles, we arrange cover across a panel of specialist insurers, not one-size-fits-all policies
Fully comprehensive cover
All your vehicles are completely covered in the event of an accident, damage or theft claim.
Great for classic car collectors
Insure your classic, specialist, antique and modern vehicles on one specialist multi car insurance policy.
Cover for more than just cars
Choose multi classic bike insurance, or protect your motorhome or campervan.
Reduce your admin burden
With a single renewal date for all vehicles there’s less paperwork to think about.
Save up to 25%
When you choose Heritage, you’ll enjoy a multi car discount of up to 25%.
No vehicle limit
You can get protection for all the vehicles you own with our multi car insurance.
Name up to 5 drivers
It’s easy to add any family members or friends to your policy.
European driving cover included
You’ll be insured for up to 90 days if you’re driving in the EU.
John
19 May 2026
I have recently been in contact with Heritage Insurance Brokers, who I have had my classic 1960 Morris Mini Minor insured through for many years. I wanted to increase the agreed value. The team were most helpful. A gave them a history oqr the car and provided 6 photographs of the car including the interior, engine bay etc. Within two days they cam back to me agreeing the value I wanted at a very satisfctory premium
Kevin McGrath
27 May 2026
Very good price for my classic VW campervan. New quote was the same as last year so can't complain at all. Added breakdown and recovery for a good price that beat AA by a long way. Very helpful staff on the phone. Excellent service.
GET A MULTI CAR INSURANCE QUOTE
Find out how much you could save by requesting a multi car insurance quote online today.
We’ll be in touch to discuss your unique car collector cover requirements and find the best multi car insurance policy for your circumstances.
Simply use the form below to contact our expert classic multi car and collector insurance team for a quote, or ring us directly on 0121 248 9229.
HOW DOES CLASSIC MULTI CAR INSURANCE WORK?
Are you the proud owner of a classic, vintage or antique car? Do you also own a modern car for day-to-day driving? Consider taking out a classic multi car insurance policy.
Rather than having to keep your classic car and modern vehicle on separate insurance policies, you can put all your vehicles on one policy for multi car insurance, with a single renewal date and premium.
If you already have a classic car insurance policy with us, it’s easy to add another car to your policy. Simply fill in our quote form and choose the option to ‘add vehicles to my existing policy’. You can also email us or call us on 0121 248 9229.
With our classic multi car insurance, you could save money and simplify your insurance needs.
HOW TO INSURE MULTIPLE VEHICLES WITH HERITAGE
The beauty of Heritage multi car insurance is that it can cover such a wide range of vehicles within the UK. We have customers with classic motorcycles, classic vans (including campers), modern motorhomes, and classic Land Rovers on the same policy.
You can set up your multi car insurance with just one car to begin with, then add each additional vehicle as it comes up for renewal. We’ll ask for your renewal dates in advance so we can remind you and ensure you have plenty of time to get cover sorted.
Your premium will be pro-rated during the first year as your vehicles are added, and once you reach year two, you’ll have one premium for all of them together.
Unlike some of our more mainstream competitors, we place no limit at all on the number of vehicles you can add to your multi car insurance policy. Whether you’re a collector, have a handful of family vehicles or simply like to have a few vehicle restoration projects on the go, our collector car insurance is designed to give you the best options available.
MULTI CAR OPTIONAL EXTRAS
Tailor your multi car insurance policy with our optional extras for complete peace of mind.
Key protect
Lost keys can be a complete pain. Key protect insures you against key loss or theft (for all of your keys, not just your car), and ensures someone will come out to help you get access, plus you’ll have cover for costs like calling out a locksmith, and reprogramming infrared keys.
Breakdown cover
If you break down or your vehicle can’t be driven, get roadside repair and national recovery with our road rescue breakdown cover. This additional cover option includes alternative transport and overnight accommodation for a night, plus key assist in cases of lost keys or lock failure.
Motor legal cover
Our motor legal policy will cover you for any legal costs involved in claiming compensation for injury, claims against uninsured drivers, and other forms of uninsured loss recovery, up to the value of £100,000. You’ll also get access to a 24/7 legal advice line.
MULTI CAR INSURANCE: FREQUENTLY ASKED QUESTIONS
Is Heritage multi car a multi driver policy?
Yes, you can insure up to five drivers with our multi car insurance. Your vehicles all need to be registered at the same address for this type of multi car cover, but you can have two or more drivers who live at different addresses – including a partner, family members or someone else – named on your multi car, multi person insurance policy.
Can I get European driving cover on a multi car policy?
Good news – European driving cover is included on your multi car insurance policy. The length of time you’re covered for is typically 90 days, but it can vary depending on the vehicle, so it’s best to check when setting up the policy.
Can I get no claims bonus on my multi car insurance policy?
You can accumulate no claims bonus on your modern vehicle(s) on your multi car insurance policy with us. No claims bonus isn’t available to earn on classic cars.
Do all the drivers on my multi car policy need to live at the same address?
Your vehicles all need to be registered at the same address for multi car cover, but you can have drivers who live at different addresses insured to drive the vehicles on your multi car policy.
How much is collector car insurance?
Generally speaking, classic car insurance tends to be cheaper than standard car insurance. With Heritage collector car insurance, you can save up to 25% depending on how many vehicles and how many drivers you have on your multi car insurance policy.
How do I pay for my multi car insurance policy?
You can choose to pay your first payment upfront or in monthly instalments over ten months. You will also need to pay a pro rata premium every time you add a new vehicle to your multi car insurance. This again can be paid upfront or in monthly instalments.
What types of vehicles can be covered?
Heritage also arranges classic car fleet insurance for dealers, restorers and businesses with multiple vehicles.
Who is this for?
owners of mixed collections, such as a motorhome and classic car, who want both covered under one policy
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