PROTECT YOURSELF AGAINST LEGAL EXPENSES
MOTOR LEGAL COVER
If you’re involved in a car accident, motor legal cover can cover the costs of arranging repair, claiming against a third party and/or any motor prosecution defence.
Motor legal cover, also known as motor legal protection, can also provide recourse for issues like vehicle ID theft and illegal clamping and towing. All claims are handled by ALPS legal practice.
Motor legal cover can be added to your existing motor insurance as an optional extra at any time during your policy term. For more information and pricing, give us a call on 0121 248 9229 or request a quote below.
WHAT IS MOTOR LEGAL PROTECTION?
If you’ve had an accident that wasn’t your fault, you don’t want to be left out of pocket dealing with the aftermath. Your standard car insurance will cover some expenses, but there are a range of other possible costs that it’s unlikely to cover. For example:
- Public transport use or hire car while your vehicle is being repaired
- Earnings loss due to time off following injury
- Replacing damaged personal property such as glasses or clothing
Motor legal cover from Heritage offers up to £100,000 of cover for uninsured loss recovery, taking care of the details that a standard motor insurance policy may not.
DO I NEED MOTOR LEGAL PROTECTION?
Motor legal protection is a vital means of covering specialist vehicles and the high values – and potential costs – that come with them.
You can’t put a price on the peace of mind that comes with knowing you are covered against the range of repair and legal expenses that comes as part of motor legal protection.
We would recommend that anyone with a classic, vintage or specialist vehicle gives serious consideration to adding motor legal protection to their range of vehicle cover options.
PROTECTION AGAINST INJURY
Many of our customers also take out personal accident cover alongside motor legal cover, which offers up to £50,000 cover against injury or death for you and your spouse or partner, whichever of you is driving or whilst you’re a passenger. It also covers passengers over 17 while you’re driving your vehicle.
CLAIMS HANDLED BY ALPS
If you need to make a motor legal protection claim, the ALPS SRA-regulated legal team will handle this for you in-house. With qualified solicitors and a 24/7 legal advice line, you can be sure your claim is in good hands, plus there are no deductions made on settlement.
GET A MOTOR LEGAL COVER QUOTE
Get motor legal protection for your classic car by submitting your details below.
NEED TO MAKE A CLAIM?
Need to make a claim against your motor legal cover with us? You can report your claim direct to the insurer within 30 days of the incident by calling them and quoting your policy number. You can call us within business hours if you would like us to support with your claim too.
ADDITIONAL OPTIONS HERITAGE INSURANCE CAN PROVIDE
In addition to motor legal cover, you can expand your protection with our range of affordable add-ons, such as excess protect or breakdown cover.
Road rescue
Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.
Key protect
If your key gets lost or stolen, key protect cover will cover you for the cost of calling out a locksmith, as well as replacement keys/fobs, and overnight accommodation for a night if needed. It will also provide you with vehicle hire for up to three days and cover onward travel costs.
MOTOR LEGAL COVER: FREQUENTLY ASKED QUESTIONS
Motor legal protection, with its up to £100,000 of cover, can extend to issues including:
- The cost of a hire car or public transport while a vehicle undergoes repairs
- Potential loss of earnings due to time off following a motoring injury
- The replacement of a range of damaged personal property such as glasses and clothing
As we mentioned further up the page, you really can’t put a price on the peace of mind that comes with knowing that you are covered for such a wide range of eventualities should the worse happen and your involved in a motoring accident.
We say with confidence that motor legal cover proves to be worth it for many classic car owners across the UK.